Managing Your Credit
Credit Counseling and Advice Articles
The following articles provide information on managing your credit, in addition to the relevant credit laws that have been established to help protect consumers. This information can help you understand the basics of credit and gain control of your finances.
Good Credit Practices - Learn how develop good credit habits so you can build and maintain your credit standing.
How to Survive a Recession - Get tips and strategies to help you make it through tough economic times and protect your credit.
Tips on Frugal Living - Four simple ways to cut your expenses and free up extra money so you get by when you're living with excessive debt.
Divorce and Credit Issues - Divorce entails more than just ending your marriage. You also need to untangle your financial lives. Here are some tips on protecting your credit when getting divorced.
Filling Out Credit Card Applications - Before you complete the first credit card application you come across, it pays to know how to research the best card for your needs and what to expect from the application process.
Buying a New Car - Things to consider before you ever go to the car dealerships, including price comparisons as well as what to think about when financing a car.
Online Auto Loans - Strategies to save you time and money.
The Credit CARD Act was enacted to reform how credit cards work. Dubbed the Credit Card Bill of Rights, it bans universal default rates, curbs fees, limits penalties, and plus much more.
Fair Credit Reporting Act and other consumer credit laws, including the Equal Credit Opportunity Act, the Fair Credit Billing Act, and more. Understand what your credit rights are.
The FACT Act entitles all US residents to a free credit report every twelve months. Find out where and how you can get your report from all three credit bureaus.
Opt Out of future credit card offers in the mail or over the phone to help remove the temptation to get into debt, and reduce someone else applying for credit in your name.
Consumer Credit Counseling Information - If you're drowning in debt, consumer credit counseling services that can help you work out a manageable budget and debt repayment plan.
Ways to Prevent Identity Theft outlines 17 easy steps to protect your credit and your identity.
Credit Monitoring For Fraud will alert you to a problem before it gets too big.
The Credit Card Minimum Payment Increase - Why minimum payments are on the rise, and what to expect.
The New Bankruptcy Law - The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 changed how people file for bankruptcy.
Your Best Credit Card Guide - Search for a credit card that fits your specific needs.
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